About Us

At Kern Insurance, our philosophy is to form a relationship with our clients. In this way, we can best understand the ways in which we may assist them and be of service. We look forward to the opportunity to serve you, your family, and your business.

Mission Statement

To help our insurance clients by offering quality products at the best possible combination of price and value to the customer, and to do so with friendly, personalized service.

Kern Insurance specializes in both personal insurance and business insurance. Principal agent Larry Kern offers his insurance clients the benefit of his 15 years of experience. This experience includes being a Business Insurance Specialist for another insurance carrier prior to becoming an independent agent.

Kern Insurance LLC is owned by principal agent Larry Kern.

An Independent Advantage

We are Independent Agents in Akron, Ohio, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Kern Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.